DogRanking US › Pet insurance
🛡️ Category · United States
Pet insurance Educational zone
In the UK, 25% of dogs are insured. We compare what policies actually cover: exclusions, limits, waiting periods.
Pet insurance — rankings coming to this market first
The US market (Lemonade, Healthy Paws, Trupanion, Embrace) is growing fast. Before we compare offers, learn to read a policy.
What to check before the price
- Exclusions: pre-existing and breed-specific conditions (hip dysplasia in Labradors!)
- Annual limits and per-condition sub-limits
- Waiting periods after purchase
- Excess/co-pay and how it grows with the dog's age
- Whether cover renews after a serious diagnosis (lifetime vs per-condition)
How we rate this category
- What a policy really covers (exclusions, limits, waiting periods)
- Rankings launching for UK/US first
- Pre-existing and breed-specific conditions explained